KrisFlyer UOB Credit Card review (2026): is it worth it?
For the Singapore Airlines faithful who want one card and zero category thinking: 2.4 mpd uncapped on most everyday spend. The catch — half those miles arrive months later, and they go straight into KrisFlyer only.
Great for
Use it for
on Singapore Airlines, Scoot, Kris+ and KrisShop
on dining, food delivery, online shopping, travel and transport
Watch out for
- Half the 2.4 mpd arrives up to 2–14 months later — and only if you hit S$1,000/year on SIA Group.
- Miles go straight into KrisFlyer only — no other airlines, no flexibility.
- Cancel the card and any pending bonus miles are forfeited.
Other cards to compare
HSBC RevolutionPermanent 4 mpd online + contactless, no annual fee ever.Read review →
DBS Woman's World Card4 mpd online — including flights and hotels.Read review →
UOB Lady's CardA clean 4 mpd on one category you choose.Read review →KrisFlyer UOB Credit Card FAQs
Why haven't my bonus miles arrived?
By design — half the 2.4 mpd posts monthly, the other half lands up to 2–14 months later, after your membership year ends and only if you met the SIA Group minimum spend.
What is the S$1,000 SIA requirement?
You must spend at least S$1,000 per membership year on SIA Group (Singapore Airlines, Scoot, Kris+, KrisShop) to unlock the 2.4 mpd accelerated rate on everyday categories.
Is the KrisFlyer UOB card worth it?
Only if you fly Singapore Airlines regularly and want one lazy uncapped card. The crediting delay and KrisFlyer-only miles make it a poor fit for flexibility-seekers.
Where this card wins
Last updated 4 July 2026. Earn rates and caps change — confirm details on the bank's site before applying. Spot an outdated rate?