Card review

OCBC Rewards Card review (2026)

OCBC Rewards Card card art

The Shopee-and-Lazada specialist. 6 mpd on the big platforms while the promo lasts, 4 mpd on shopping otherwise. A great sidekick for heavy online shoppers — and a terrible only card.

OCBCS$196.20/yr, first 2 years freeMin income S$30k0.4 mpd elsewhere
Apply nowOpens OCBC's official page

Great for

Online ShoppingDining, groceries & travelNon-shoppers

Use it for

6mpd

at Shopee, Lazada, TikTok Shop and Watsons

Capped at S$1,000/calendar monthPromo — check it's still running
4mpd

on shopping — clothes, department stores, electronics

Capped at ~S$1,110/calendar month
Online and in-store, as long as the merchant codes as shopping.

Watch out for

  • Only shopping merchants earn the bonus — dining, groceries and travel get 0.4 mpd.
  • RedMart shows up as Lazada but pays no bonus — the groceries category is excluded.

Other cards to compare

Citi Rewards card artCiti RewardsThe default first card: 4 mpd on nearly everything online.Read review →HSBC Revolution card artHSBC RevolutionPermanent 4 mpd online + contactless, no annual fee ever.Read review →DBS Woman's World Card card artDBS Woman's World Card4 mpd online — including flights and hotels.Read review →

OCBC Rewards Card FAQs

Which platforms earn 6 mpd?

Shopee, Lazada, Taobao, TikTok Shop and Watsons — under a rolling promo (last extended to 30 June 2026). Check it's still running before counting on it.

Is this the old OCBC Titanium Rewards card?

Yes — OCBC dropped 'Titanium' from the name in 2024. Same shopping-focused card.

What are the transfer partners?

Just two: KrisFlyer and Flying Blue. Fine if you're SQ-focused, limiting otherwise.

Where this card wins

Last updated 4 July 2026. Earn rates and caps change — confirm details on the bank's site before applying. Spot an outdated rate?