Supermarkets aren't a bonus category on most miles cards — but a phone tap at the till quietly turns any grocery run into 4 mpd. The simplest grocery play there is.
4mpd
on mobile contactless — tap your phone or watch
Capped at S$600/calendar monthPhone/watch tap only
Includes SimplyGo — your MRT and bus rides earn miles too.
Watch out for
Physical card taps don't earn the bonus — it has to be your phone or watch.
The cap is split: S$600/month for contactless and a separate S$600 for online. You can't shift between them.
UNI$ accrue per S$5 block — transactions under S$5 earn nothing at all.
Also consider
Good picks when the top card doesn't fit how you spend.
Set your category to Family and supermarkets earn 4 mpd however you pay — with a bigger S$1,000 monthly cap.
4mpd
on one category you choose — dining, groceries, travel, transport, fashion…
Capped at S$1,000/calendar monthOnly your chosen category
Switch your category quarterly in the UOB app. No minimum spend.
Watch out for
The 4 mpd applies to ONE chosen category only — set it in the UOB app, switchable quarterly.
Frequently asked questions
Which card is best for NTUC FairPrice?
Tap your phone with the UOB Preferred Visa for 4 mpd, or set UOB Lady's Card to the Family category. Supermarkets aren't a bonus category on most other miles cards.
Does RedMart count as groceries or online shopping?
It bills through Lazada but grocery merchant codes are excluded from most online bonuses (including OCBC Rewards) — results vary, so watch your first statement.
Why don't supermarkets earn bonus miles on most cards?
Grocery merchant codes are excluded from most online and shopping bonuses. The workaround is a mobile-contactless card (any tap earns) or a chosen-category card like UOB Lady's.
