A bigger S$1,200 cap for heavy tappers — but only if you reliably clear S$1,000 every statement month.
4mpd
on local contactless, petrol and SimplyGo
Capped at S$1,200/statement monthMin S$1,000/statement month
Watch out for
Spend S$999 in a category and you earn 0.4 mpd on everything — the S$1,000 minimum is all or nothing.
The sweet spot is narrow: S$1,000 minimum to S$1,200 cap, per category, per statement month.
Frequently asked questions
Does Apple Pay or Google Pay count as contactless?
Yes — tapping your phone or watch at a physical terminal is mobile contactless. That's exactly what UOB Preferred Visa's 4 mpd rewards.
Does tapping my physical card earn the same bonus?
Not on UOB Preferred Visa — plastic taps earn base rate only; it must be your phone or watch. HSBC Revolution pays its bonus on both.
Do in-app wallet payments count?
No — paying inside an app with Apple Pay or Google Pay is online spend, not contactless, and it's excluded from some online bonuses too (notably Citi Rewards).
