DBS Altitude review (2026)
The everything-else card. 1.3 mpd won't excite anyone, but there's no cap and the points never expire. Honestly optional — plenty of beginners are better off using a cashback card for unbonused spend.
Great for
Use it for
on all local spend
on overseas spend
Watch out for
- The automatic annual-fee waiver is scrapped from Aug 2026 — you may need to call and ask.
Other cards to compare
UOB Visa Signature4 mpd for big contactless and overseas months.Read review →
KrisFlyer UOB Credit CardUncapped 2.4 mpd for the SQ-loyal and the lazy.Read review →DBS Altitude FAQs
Do DBS Altitude miles expire?
No — points earned on Altitude never expire, unusual among Singapore miles cards and handy for slow accumulators.
Can I still waive the annual fee?
The automatic spend-based waiver is scrapped from 1 August 2026, but request-based waivers reportedly still work — call DBS before the fee posts.
Visa or Amex version?
The Visa version includes two Priority Pass lounge visits a year and wider acceptance. The Amex variant's FCY fee was also raised — Visa is the default pick.
Where this card wins
Last updated 4 July 2026. Earn rates and caps change — confirm details on the bank's site before applying. Spot an outdated rate?